Tiny home insurance isn’t a one-size-fits-all policy. Plus, they include liability insurance in the event of a lawsuit and medical payments coverage in case a guest gets injured. Both policies will protect your tiny home and the personal items inside from perils like fire, theft, and falling objects. Depending on your tiny home type, you’ll need either RV or mobile home insurance. Tiny homes may be small, but the risks of owning one can be huge-that’s why tiny house insurance is essential. Read our advertiser disclosure for more info. We may receive compensation if you visit partners we recommend. PRIVACY POLICYĬlick here to review the General Policy of CARS.We recommend the best products through an independent review process, and advertisers do not influence our picks. We will reimburse up to a maximum of $50.00, if proof of towing is provided with an authorized claim. Any time not related to the actual repair and replacement of the covered component is not included in this benefit. You will be reimbursed $25.00 for each eight hours of Mitchell’s ProDemand labor guide time to repair or replace the covered component with a maximum benefit of $300.00 per claim, if proof of rental is provided with an authorized claim. EXAMPLES OF NOT COVERED: tear-down, diagnosis and non-covered components. Should Your repair facility’s rate exceed this amount, You are responsible for the difference. The hourly labor rate will be the repair facility’s rate up to $60.00 per hour. The authorized time for a covered repair will be based on the Mitchell’s ProDemand labor guide. EXAMPLES OF NOT COVERED: oil, vacuum leaks and valve seals. Intake manifold gaskets are covered for coolant leaks only. Additionally, cylinder head gaskets are covered for combustion and coolant leaks. Seals and gaskets are covered only when required in conjunction with the replacement of a covered component. Front or rear drive axle housing only if damaged by a lubricated part contained within the drive axle housing. Lubricated parts contained within the front and rear drive axle housing pinion bearings wheel bearings side carrier bearings ring and pinion side gears spider gears and case drive shaft universal joints constant velocity joints and 4x4 hubs.
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EXAMPLES OF NOT COVERED: manual clutch and related components. Transmission/transfer case only if damaged by a covered component internal to the transmission/transfer case housing. Lubricated parts contained within the transmission or transfer case housing.
Main shaft counter shaft all gears chain input shaft hub assemblies synchronizers shift rails shift fork and internal transmission bearings. EXAMPLES OF NOT COVERED: transmission solenoids, TCM reprogramming, mechatronics unit and conductor plate. Torque converter bands pump pump housing carrier assembly planetary gears chain drums reaction shaft governor valve body and servo assemblies. EXAMPLES OF NOT COVERED: timing belt, fuel injectors, turbo chargers, supercharger, EGR cooler, oil cooler, head bolts and valve seals. Engine block only if damaged by a covered component internal to the engine block. Lubricated parts contained within the engine block. ENGINEĬylinder heads intake manifold pistons piston rings wrist pins connecting rods and bearings crankshaft and bearings camshaft and bearings timing chain timing guides timing chain tensioner timing gears valve covers rocker arms/shafts and bushings intake/exhaust valves and valve springs, seats, guides, push rods and hydraulic lifters oil pump and oil pan. See your Service Contract for specific coverage details and your Terms & Conditions.įor additional information on applying for a CARS Protection Plus Service Contract, speak to a local dealer or click here to be directed to our Service Contract referral program. Coverage under your specific contract may vary.
The following information reflects the most recent version of our Service Contracts.
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